foreign on time return on investment is a concept we all know and we always think about it in terms of money I spend X and invest it how much do I get back is it three times four times but we don't typically look at return on time as a source of an investment but your time is an investment and you can get a return on it even though time is a finite resource so I'll give you some examples of things you could think about automation is a great example so it takes a lot of time up front to figure out your processes and to automate them it is absolutely an investment of time but it gives you a huge return because later those automated processes save you from having to do a lot of manual things that's not the only example I can give though I don't talk about the peer groups that I have very often on these videos but being a part of a peer group a mastermind or a network also can save you lots of time it's an investment to build the relationships in the group and to show up for the meetings or the conversations with the other members um and at the same time it helps you from Reinventing the wheel and doing things that already others have done make better decisions faster because you have inputs to the process from experiences different than your own and it really creates a huge return on time for people who invest in peer groups and spend time in peer groups so just a thought for today what are you doing to invest your time so that you get more out of it what kind of return are you getting on your time foreign